Flexible Asset Finance for Business Equipment

Finance essential equipment and assets without committing the full purchase price upfront. We arrange asset finance for UK businesses across a wide range of equipment, from technology and furniture to machinery, medical equipment and more.

Explore your finance options
What is asset finance?

A practical way to invest
in business equipment

Asset finance allows businesses to spread the cost of equipment and other assets over an agreed period rather than paying for the purchase in full upfront. For businesses replacing equipment, upgrading infrastructure or planning a new purchase, asset finance can make the investment more manageable while helping to preserve cash for other business priorities.

The focus is on the asset your business needs. Whether that is technology for an office, furniture for a school, machinery for a manufacturer or equipment for a healthcare setting, we can help you explore the finance options for your purchase.

Discuss your finance requirements

Why consider asset finance?

More flexibility when investing in business assets

Purchasing equipment outright can place significant pressure on business cash flow. Asset finance provides another way to fund essential purchases while helping businesses manage cash flow and retain capital for other priorities.

Preserve working capital

Avoid committing a significant amount of available cash to one equipment purchase, leaving capital available for other areas of the business.

Manage equipment costs over time

Pay for the asset over an agreed finance period rather than making the full purchase upfront.

Support planned investment

Plan equipment replacements, upgrades and new purchases without relying entirely on available cash.

Finance different types of assets

Finance is not restricted to one industry or a short list of equipment types. Businesses invest in different assets depending on what they need to operate, develop or grow.

A tax-efficient solution

Your monthly rental is 100% tax allowable, enabling you to offset the rentals that you pay against your taxable profits.

Speak to an asset finance specialist
What can be financed?

Asset finance across a broad range of equipment

We arrange finance across a broad range of business equipment and assets. Explore some of the areas we regularly help with below.

IT & Technology Equipment Finance

Finance computers, servers, communications systems and other technology used across offices, schools, professional practices, healthcare organisations and many other businesses.

Explore IT & Technology Finance

CCTV & Security Finance

Explore finance for CCTV, surveillance and other security systems used to protect business premises, people and assets.

Explore CCTV & Security Finance

Machinery & Equipment Finance

Arrange finance for machinery, tools and commercial equipment used across manufacturing and other business operations.

Explore Machinery & Equipment Finance

Medical Equipment Finance

Arrange finance for new or replacement medical and healthcare equipment used across a range of care and clinical settings.

Explore Medical Equipment Finance

Other Assets & Equipment

Looking to finance something different?

Our finance offering extends well beyond the categories shown above. From specialist equipment to less conventional business assets, we can help you explore finance for a wide range of purchases.

Tell us what you’re planning to invest in and we’ll discuss the options with you.

Tell us what you’re looking to finance
Asset finance across different businesses

How the same equipment supports different sectors

Equipment needs often cross traditional sector boundaries.

IT infrastructure, for example, may be required by a solicitor, architect, school, care provider, design practice or manufacturer. Office furniture may support a professional services firm just as easily as an education provider or corporate workplace.

That is why we focus on understanding the asset you need to purchase and your individual business requirements rather than assuming finance should be defined by industry alone.

Explore your finance options
How Asset Finance Works

How the asset finance process works

Asset finance provides a straightforward way to spread the cost of business equipment over time. Here’s how the process typically works.

01

Choose the asset & tell us about the purchase

Share the supplier quote with us along with some information about your business and what you are looking to finance.

02

Review your finance option

We’ll consider your requirements and explain the proposed finance option and what happens next.

03

Complete the documentation

If you decide to proceed, we’ll guide you through the required paperwork and finance process.

04

Supplier payment

Generally we do not require any kind of deposit, although this can depend on the nature of the finance arrangement, the asset and your business circumstances. As always, we’re happy to discuss this with you in more detail.

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Have any questions? Please phone us and we'd be very happy to help.

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Why work with System Rentals?

Asset finance expertise
with personal support

We’ve been helping businesses arrange finance for equipment and assets since 1987.
As an independent specialist finance broker, we take the time to understand the purchase you are planning, explain the process clearly and support you from enquiry through to completion.
You’ll deal with real people who understand business asset finance and are available to discuss your individual requirements.

Discuss your finance requirements

Planning your next equipment purchase?

Tell us what you’re looking to invest in and we’ll help you understand the finance options and next steps.

Speak to an asset finance specialist

Established since

1987

FAQs
Asset finance is arranged around a specific asset or equipment purchase, while a business loan can usually be used for a wider range of purposes. The most suitable option will depend on what you are purchasing and how you want to fund it.
It depends on the type of finance agreement used. We’ll explain what happens to the asset at the end of the agreement before you proceed.
Finance may be available for both new and used equipment. The options can vary depending on factors such as the type, age, condition and value of the asset.
Not always. Whether a deposit is required will depend on the finance arrangement, the asset and your business circumstances.
Asset finance availability can depend on factors such as your business circumstances, the type and value of the asset, and the finance arrangement being considered. Each enquiry is assessed individually, so the options available can vary from one purchase to another.